Supplemental Insurance

Make sure you keep smiling! Affordable dental plans are available, and some policies provide coverage for orthodontics, teeth whitening, and dental implants. I also offer dental discount plans that sometimes are more suitable than insurance. As a top New Jersey dental insurance broker, you can trust me to help you find the best way forward for your needs.

You don’t plan accidents. But you can plan for them. A supplemental accident insurance plan typically pays a lump-sum cash benefit directly to you for injuries to help cover expenses you may have during your recovery.

Focus on recovery instead of finances. These plans generally provide a lump-sum cash benefit directly to you for a first diagnosis of a major illness such as advanced Alzheimer’s disease, a heart attack, or life-threatening cancer.

If you’re suddenly admitted to a hospital, could you afford an extended stay? A supplemental hospital confinement plan typically pays a daily cash benefit directly to you for hospital confinement related to an accident or illness.

An injury or illness that prevents you from working has the potential to turn into a financial hardship. Disability insurance plans generally pay a monthly cash benefit to you when you’re unable to work.

Costs for assisted living facilities, nursing homes, and even at-home care are rising. Protect your finances and peace of mind with a long-term care policy that can protect you and your family’s future.

Your health insurance may not be enough. Deductibles and other out-of-pocket costs can add up. Fixed indemnity supplemental insurance provides cash benefits to help cover the expenses of common medical services, such as ER visits, x-rays, and hospital stays.